恐怖的洗劫存款,新一轮安全隐患来了!
2022/3/8 gh_632d8e717867
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以前,手机丢了顶多损失一部手机钱; 现在,手机一丢,不仅倾家荡产,而且还有可能背负一身巨债。 对小偷来说,手机不再是目的,手机里的移动支付才价值连城。
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教科书般洗劫存款,丢啥不能丢手机! 最近,一个叫“老骆驼”的信息安全专家手机被偷,揭开了移动支付的巨大漏洞! 短短一天,他的银行卡、信用卡、支付宝、微信支付、美团支付、苏宁金融……全部遭到破解,损失惨重。 你能想象吗?盗窃团伙的速度之快、手法之专业,就连安防专家都被摁在地上摩擦! 普通人,那就只能成为砧板上的鱼肉了。 我们赶紧来见识一下犯罪分子登峰造极的作案手法。 按理说,我们手机都有指纹解锁,移动支付更是密码重重,他们是怎样撬开这一扇扇安全门的呢? 进入正题! 第一,窃取手机号码 小偷只是盗窃团伙最基层的一环,他们偷到手机后会以迅雷不及掩耳的速度转移给总部的技术专家。
别留念昨天了,把握好今天吧。(Will Rogers) 170. If you are not brave enough, no one will back you up. 你不勇敢,没人替你坚强。171. If you don't build your dream, someone will hire you to build theirs. 如果你没有梦想,那么你只能为别人的梦想打工。172. Beauty is all around, if you just open your heart to see. 只要你给自己机会,你会发现你的世界可以很美丽。173. The difference in winning and losing is most often...not quitting. 赢与输的差别通常是--不放弃。(华特·迪士尼) 174. I am ordinary yet unique. 我很平凡,但我独一无二。175. I like people who make me laugh in spite of myself. 我喜欢那些让我笑起来的人,就算是我不想笑的时候。176. Image a new story for your life and start living it. 为你的生命想一个全新剧本,并去倾情出演吧!177. I'd rather be a happy fool than a sad sage. 做个悲伤的智者,不如做个开心的傻子。178. The future belongs to those who believe in the beauty of their dreams. 未来属于那些相信梦想之美的人。(埃莉诺·罗斯福) 179. Even if you get no applause, you should accept a curtain call gracefully and appreciate your own efforts. 即使没有人为你鼓掌,也要优雅的谢幕,感谢自己的认真付出。180. Don't let dream just be your dream. 别让梦想只停留在梦里。181. A day without laughter is a day wasted. 没有笑声的一天是浪费了的一天。(卓别林) 182. Travel and see the world; afterwards, you will be able to put your concerns in perspective. 去旅行吧,见的世面多了,你会发现原来在意的那些结根本算不了什么。183. The key to acquiring proficiency in any task is repetition. 任何事情成功关键都是熟能生巧。《生活大爆炸》 184. You can be happy no matter what. 开心一点吧,管它会怎样。185. A good plan today is better than a perfect plan tomorrow. 今天的好计划胜过明天的完美计划。186. Nothing is impossible, the word itself says 'I'm possible'! 一切皆有可能!“不可能”的意思是:“不,可能。”(奥黛丽·赫本) 187. Life isn't fair, but no matter your circumstances, you have to give it your all. 生活是不公平的,不管你的境遇如何,你只能全力以赴。188. No matter how hard it is, just keep going because you only fail when you give up. 无论多么艰难,都要继续前进,因为只有你放弃的那一刻,你才输了。 When Paul Jobs was mustered out of the Coast Guard after World War II, he made a wager with his crewmates. They had arrived in San Francisco, where their ship was decommissioned, and Paul bet that he would find himself a wife within two weeks. He was a taut, tattooed engine mechanic, six feet tall, with a passing resemblance to James Dean. But it wasn’t his looks that got him a date with Clara Hagopian, a sweet-humored daughter of Armenian immigrants. It was the fact that he and his friends had a car, unlike the group she had originally planned to go out with that evening. Ten days later, in March 1946, Paul got engaged to Clara and won his wager. It would turn out to be a happy marriage, one that lasted until death parted them more than forty years later. Paul Reinhold Jobs had been raised on a dairy farm in Germantown, Wisconsin. Even though his father was an alcoholic and sometimes abusive, Paul ended up with a gentle and calm disposition under his leathery exterior. After dropping out of high school, he wandered through the Midwest picking up work as a mechanic until, at age nineteen, he joined the Coast Guard, even though he didn’t know how to swim. He was deployed on the USS General M. C. Meigs and spent much of the war ferrying troops to Italy for General Patton. His talent as a machinist and fireman earned him commendations, but he occasionally found himself in minor trouble and never rose above the rank of seaman. Clara was born in New Jersey, where her parents had landed after fleeing the Turks in Armenia, and they moved to the Mission District of San Francisco when she was a child. She had a secret that she rarely mentioned to anyone: She had been married before, but her husband had been killed in the war. So when she met Paul Jobs on that first date, she was primed to start a new life. Clara, however, loved San Francisco, and in 1952 she convinced her husband to move back there. They got an apartment in the Sunset District facing the Pacific, just south of Golden Gate Park, and he took a job working for a finance company as a “repo man,” picking the locks of cars whose owners hadn’t paid their loans and repossessing them. He also bought, repaired, and sold some of the cars, making a decent enough living in the process. There was, however, something missing in their lives. They wanted children, but Clara had suffered an ectopic pregnancy, in which the fertilized egg was implanted in a fallopian tube rather than the uterus, and she had been unable to have any. So by 1955, after nine years of marriage, they were looking to adopt a child. Like Paul Jobs, Joanne Schieble was from a rural Wisconsin family of German heritage. Her father, Arthur Schieble, had immigrated to the outskirts of Green Bay, where he and his wife owned a mink farm and dabbled successfully in various other businesses, including real estate and photoengraving. He was very strict, especially regarding his daughter’s relationships, and he had strongly disapproved of her first love, an artist who was not a Catholic. Thus it was no surprise that he threatened to cut Joanne off completely when, as a graduate student at the University of Wisconsin, she fell in love with Abdulfattah “John” Jandali, a Muslim teaching assistant from Syria. Jandali was the youngest of nine children in a prominent Syrian family. His father owned oil refineries and multiple other businesses, with large holdings in Damascus and Homs, and at one point pretty much controlled the price of wheat in the region. His mothe凝固的熔岩流。火星上常常有猛烈的大风,大风扬起沙尘能形成可以覆盖火星全球的特大型沙尘暴。每次沙尘暴可持续数个星期。火星两极的冰冠和火星大气中含有水份。从火星表面获得的探测数据证明,在远古时期,火星曾经有过液态的水,而且水量特别大。[51] 土星是离太阳第六颗行星,直径120536㎞,体积仅次于木星。主要由氢组成,还有少量的氦与微量元素,内部的核心包括岩石和冰,外围由数层金属氢和气体包裹着。地球距离土星13亿公里。土星的引力比地球强2.5倍,能够牵引太阳系内其它行星,使地球处于一个椭圆轨道中运行,并且与太阳保持适当距离,适宜生命繁衍。当土星轨道倾斜20度将使地球轨道比金星轨道更接近太阳,同时,这将导致火星完全离开太阳系。[52] 土星是已知唯一密度小于水的行星,假如能够将土星放入一个巨大的浴池之中,它将可以漂浮起来。土星有一个巨大的磁气圈和一个狂风肆虐的大气层,赤道附近的风速可达1800千米/时。在环绕土星运行的31颗卫星中间,土卫六是最大的一颗,比水星和月球还大,也是太阳系中唯一拥有浓厚大气层的卫星。[53] 天王星是离太阳第七颗行星,51118km。体积约为地球的65倍,在九大行星中仅次于木星和土星。天王星的大气层中83%是氢,15%为氦,2%为甲烷以及少量的乙炔和碳氢化合物。上层大气层的甲烷吸收红光,使天王星呈现蓝绿色。大气在固定纬度集结成云层,类似于木星和土星在纬线上鲜艳的条状色带。天王星云层的平均温度为零下193摄氏度。质量为8.6810±13×102?kg,相当于地球质量的14.63倍。密度较小,只有1.24克/立方厘米,为海王星密度值的74.7%。[54] 恒星 恒星 海王星是离太阳的第八颗行星,直径49532千米。海王星绕太阳运转的轨道半径为45亿千米,公转一周需要165年。海王星的直径和天王星类似,质量比天王星略大一些。海王星和天王星的主要大气成分都是氢和氦,内部结构也极为相近,所以说海王星与天王星是一对孪生兄弟。[55] 海王星有太阳系最强烈的风,测量到的时速高达2100公里。海王星云顶的温度是-218 °C,是太阳系最冷的地区之一。海王星核心的温度约为7000 °C,可以和太阳的表面比较。海王星在1846年9月23日被发现,是唯一利用数学预测而非有计划的观测发现的行星。[56] 冥王星,位于海王星以外的柯伊伯带内侧,是柯伊伯带中已知的最大天体。[57] 直径约为2370±20km,是地球直径的18.5%。[58] 2006年8月24日,国际天文学联合会大会24日投票决定,不再将传统九大行星之一的冥王星视为行星,而将其列入“矮行星”。大会通过的决议规定,“行星”指的是围绕太阳运转、自身引力足以克服其刚体力而使天体呈圆球状、能够清除其轨道附近其他物体的天体。在太阳系传统的“九大行星”中,只有水星、金星、地球、火星、木星、土星、天王星和海王星符合这些要求。冥王星由于其轨道与海王星的轨道相交,不符合新的行星定义,因此被自动降级为“矮行星”。[59] 冥王星的表面温度大概在-238到-228℃之间。冥王星的成份由70%岩石和30%冰水混合而成的。地表上光亮的部分可能覆盖着一些固体氮以及少量 卫星拍月球经过地球,可见清晰月球背面 卫星拍月球经过地球,可见清晰月球背面 [60] 的固体甲烷和一氧化碳,冥王星表面的黑暗部分可能是一些基本的有机物质或是由宇宙射线引发的光化学反应。冥王星的大气层主要由氮和少量的一氧化碳及甲烷组成。大气极其稀薄,地面压强只有少量微帕。[61] 地球是离太阳第三颗行星,是我们人类的家乡,尽管地球是太阳系中一颗普通的行星,但它在许多方面都是独一无二的。比如,它是太阳系中唯一一颗面积大部分被水覆盖的行星,也是目前所知唯一一颗有生命存在的星球。质量M=5.9742 ×10^24 公斤,表面温度:t = - 30 ~ +45。[62] 英国科研人员在《天体生物学》杂志上报告说,如果没有小行星撞击等可能剧烈改变环境的事件发生,地球适宜人类居住的时间还剩约17.5亿年,不过人为造成的气候变化可能缩短这一时间。[63] 彗星是由灰尘和冰块组成的太阳系中的一类小天体,绕日运动。[64] 科学家使用探测器对彗星的化学遗留物进行分析,发现其主要成份为氨、甲烷、硫化氢、氰化氢和甲醛。科学家得出结论称,彗星的气味闻起来像是臭鸡蛋、马尿、酒精和苦杏仁的气味综合。[65-66] “67P/楚留莫夫-格拉希门克”彗星 “67P/楚留莫夫-格拉希门克”彗星 [67] 在太阳系的周围还包裹着一个庞大的“奥尔特云”。星云内分布着不计其数的冰块、雪团和碎石。其中的某些会受太阳引力影响飞入内太阳系,这学说,在原有的轨道(或称小天体轨道)上又增加了更多的天体运行轨道。这一模式称每颗行星都沿着一个小轨道作圆周运行,而小轨道又沿着该行星的大轨道绕地球作圆周运动。几百年之后,这一模式的漏洞越来越明显。科学家们又在这个模式上增加了许多轨道,行星就这样沿着一道又一道的轨道作圆周运动。哥白尼想用“现代”(16世纪的)技术来改进托勒密的测量结果,以期取消一些小轨道。在长达近20年的时间里,哥白尼不辞辛劳日夜测量行星的位置,但其测量获得的结果仍然与托勒密的天体运行模式没有多少差别。哥白尼想知道在另一个运行着的行星上观察这些行星的运行情况会是什么样的。基于这种设想,哥白尼萌发了一个念头:假如地球在运行中,那么这些行星的运行看上去会是什么情况呢?这一设想在他脑海里变得清晰起来了。一年里,哥白尼在不同的时间、不同的距离从地球上观察行星,每一个行星的情况都不相同,这是他意识到地球不可能位于星星轨道的中心。经过20年的观测,哥白尼发现唯独太阳的周年变化不明显。这意味着地球和太阳的距离始终没有改变。如果地球不是宇宙的中心,那么宇宙的中心就是太阳。的发现才使牛顿有能力确定运动定律和万有引力定律。哥白尼的日心宇宙体系既然是时代的产物,它就不能不受到时代的限制。反对神学的不彻底性,同时表现在哥白尼的某些观点上,他的体系是存在缺陷的。哥白尼所指的宇宙是局限在一个小的范围内的,具体来说,他的宇宙结构就是今天我们所熟知的太阳系,即以太阳为中心的天体系统。宇宙既然有它的中心,就必须有它的边界,哥白尼虽然否定了托勒玫的“九重天”,但他却保留了一层恒星天,尽管他回避了宇宙是否有限这个问题,但实际上他是相信恒星天球是宇宙的“外壳”,他仍然相信天体只能按照所谓完美的圆形轨道运动,所以哥白尼的宇宙体系,仍然包含着不动的中心天体。但是作为近代自然科学的奠基人,哥白尼的历史功绩是伟大的。确认地球不是宇宙的中心,而是行星之一,从而掀起了一场天文学上根本性的革命,是人类探求客观真理道路上的里程碑。哥白尼的伟大成就,不仅铺平了通向近代天文学的道路,而且开创了整个自然界科学向前迈进的新时代。从哥白尼时代起,脱离教会束缚的自然科学和哲学开始获得飞跃的发展。哥白尼的科学成就,是他所处时代的产物,又转过来推动了时代的发展。顺应时代变化 十五、六世纪的欧洲,正是从封建社会向资本主义社会转变的关键时期,在这一二百年间,社会发生了巨大的变化。14世纪ndali soon after. She held out hope, she would later tell family members, sometimes tearing up at the memory, that once they were married, she could get their 别让梦想只停留在梦里。181. A day without laughter is a day wasted. 没有笑声的一天是浪费了的一天。(卓别林) 182. Travel and see the world; afterwards, you will be able to put your concerns in perspective. 去旅行吧,见的世面多了,你会发现原来在意的那些结根本算不了什么。183. The key to acquiring proficiency in any task is repetition. 任何事情成功关键都是熟能生巧。《生活大爆炸》 184. You can be happy no matter what. 开心一点吧,管它会怎样。baby boy back. Arthur Schieble died in August 1955, after the adoption was finalized. Just after Christmas that year, Joanne and Abdulfattah were married in St. Philip the Apostle Catholic Church in Green Bay. He got his PhD in international politics the next year, and then they had another child, a girl named Mona. After she and Jandali divorced in 1962, Joanne embarked on a dreamy and peripatetic life that her daughter, who grew up to become the acclaimed novelist Mona Simpson, would capture in her book Anywhere but Here. Because Steve’s adoption had been closed, it would be twenty years before they would all find each other. Steve Jobs knew from an early age that he was adopted. “My parents were very open with me about that,” he recalled. He had a vivid memory of sitting on the lawn of his house, when he was six or seven years old, telling the girl who lived across the street. “So does that mean your real parents didn’t want you?” the girl asked. “Lightning bolts went off in my head,” according to Jobs. “I remember running into the house, crying. And my parents said, ‘No, you have to understand.’ They were very serious and looked me straight in the eye. They said, ‘We specifically picked you out.’ Both of my parents said that and repeated it slowly for me. And they put an emphasis on every word in that sentence.” Abandoned. Chosen. Special. Those concepts became part of who Jobs was and how he regarded himself. His closest friends think that the knowledge that he was given up at birth left some scars. “I think his desire for complete control of whatever he makes derives directly from his personality and the fact that he was abandoned at birth,” said one longtime colleague, Del Yocam. “He wants to control his environment, and he sees the product as an extension of himself.” Greg Calhoun, who became close to Jobs right after college, saw another effect. “Steve talked to me a lot about being abandoned and the pain that caused,” he said. “It made him independent. He followed the beat of a different drummer, and that came from being in a different world than he was born into.” Later in life, when he was the same age his biological father had been when he abandoned him, Jobs would father and abandon a child of his own. (He eventually took responsibility for her.) Chrisann Brennan, the mother of that child, said that being put up for adoption left Jobs “full of broken glass,” and it helps to explain some of his behavior. “He who is abandoned is an abandoner,” she said. Andy Hertzfeld, who worked with Jobs at Apple in the early 1980s, is among the few who remained close to both Brennan and Jobs. “The key question about Steve is why he can’t control himself at times from being so reflexively cruel and harmful to some people,” he said. “That goes back to being abandoned at birth. The real underlying problem was the theme of abandonment in Steve’s life.” Jobs dismissed this. “There’s some notion that because I was abandoned, I worked very hard so I could do well and make my parents wish they had me back, or some such nonsense, but that’s ridiculous,” he insisted. “Knowing I was adopted may have made me feel more independent, but I have never felt abandoned. I’ve always felt special. My parents made me feel special.” He would later bristle whenever anyone referred to Paul and Clara Jobs as his “adoptive” parents or implied that they were not his “real” parents. “They were my parents 1,000%,” he said. When speaking about his biological parents, on the other hand, he was curt: “They were my sperm and egg bank. That’s not harsh, it’s just the way it was, a sperm bank thing, nothing more.” Silicon Valley The childhood that Paul and Clara Jobs created for their new son was, in many ways, a stereotype of the late 1950s. When Steve was two they adopted a girl they named Patty, and three years later they moved to a tract house in the suburbs. The finance company where Paul worked as a repo man, CIT, had transferred him down to its Palo Alto office, but he could not afford to live there, so they landed in a subdivision in Mountain View, a less expensive town just to the south. There Paul tried to pass along his love of mechanics and cars. “Steve, this is your workbench now,” he said as he marked off a section of the table in their garage. Jobs remembered being impressed by his father’s focus on craftsmanship. “I thought my dad’s sense of design was pretty good,” he said, “because he knew how to build anything. If we needed a cabinet, he would build it. When he built our fence, he gave me a hammer so I could work with him.” Fifty years later the fence still surrounds the back and side yards of the house in Mountain View. As Jobs showed it off to me, he caressed the stockade panels and recalled a lesson that his father implanted deeply in him. It was important, his father said, to craft the backs of cabinets and fences properly, even though they were hidden. “He loved doing things right. He even cared about the look of the parts you couldn’t see.” His father continued to refurbish and resell used cars, and he festooned the garage with pictures of his favorites. He would point out the detailing of the design to his son: the lines, the vents, the chrome, the trim of the seats. After work each day, he would change into his dungarees and retreat to the garage, often with Steve tagging along. “I figured I could get him nailed down with a little mechanical ability, but he really wasn’t interested in getting his hands dirty,” Paul later recalled. “He never really cared too much about m189. It requires hard work to give off an appearance of effortlessness. 你必须十分努力,才能看起来毫不费力。190. Life is like riding a bicycle.To keep your balance,you must keep moving. 人生就像骑单车,只有不断前进,才能保持平衡。(爱因斯坦) 191. Be thankful for what you have.You'll end up having more. 拥有一颗感恩的心,最终你会得到更多。192. Beauty is how you feel inside, and it reflects in your eyes. 美是一种内心的感觉,并反映在你的眼睛里。(索菲亚·罗兰) 193. Friendship doubles your joys, and divides your sorrows. 朋友的作用,就是让你快乐加倍,痛苦减半。194. When you long for something sincerely, the whole world will help you. 当你真心渴望某样东西时,整个宇宙都会来帮忙。echanical things.” “I wasn’t that into fixing cars,” Jobs admitted. “But I was eager to hang out with my dad.” Even as he was growing more aware that he had been adopted, he was becoming more attached to his father. One day when he was about eight, he discovered a photograph of his father from his time in the Coast Guard. “He’s in the engine room, and he’s got his shirt off and looks like James Dean. It was one of those Oh wow moments for a kid. Wow, oooh, my parents were actually once very young and really good-looking.” Through cars, his father gave Steve his first exposure to electronics. “My dad did not have a deep understanding of electronics, but he’d encountered it a lot in automobiles and other things he would fix. He showed me the rudiments of electronics, and I got very interested in that.” Even more interesting were the trips to scavenge for parts. “Every weekend, there’d be a junkyard trip. We’d be looking for a generator, a carburetor, all sorts of components.” He remembered watching his father negotiate at the counter. “He was a good bargainer, because he knew better than the guys at the counter what the parts should cost.” This helped fulfill the pledge his parents made when he was adopted. “My college fund came from my dad paying $50 for a Ford Falcon or some other beat-up car that didn’t run, working on it for a few weeks, and selling it for $250—and not telling the IRS.” The Jobses’ house and the others in their neighborhood were built by the real estate developer Joseph Eichler, whose company spawned more than eleven thousand homes in various California subdivisions between 1950 and 1974. Inspired by Frank Lloyd Wright’s vision of simple modern homes for the American “everyman,” Eichler built inexpensive houses that featured floor-to-ceiling glass walls, open floor plans, exposed post-and-beam construction, concrete slab floors, and lots of sliding glass doors. “Eichler did a great thing,” Jobs said on one of our walks around the neighborhood. “His houses were smart and cheap and good. They brought clean design and simple taste to lower-income people. They had awesome little features, like radiant heating in the floors. You put carpet on them, and we had nice toasty floors when we were kids.” Jobs said that his appreciation for Eichler homes instilled in him a passion for making nicely designed products for the mass market. “I love it when you can bring really great design and simple capability to something that doesn’t cost much,” he said as he pointed out the clean elegance of the houses. “It was the original vision for Apple. That’s what we tried to do with the first Mac. That’s what we did with the iPod.” Across the street from the Jobs family lived a man who had become successful as a real estate agent. “He wasn’t that bright,” Jobs recalled, “but he seemed to be making a fortune. So my dad thought, ‘I can do that.’ He worked so hard, I remember. He took these night classes, passed the license test, and got into real estate. Then the bottom fell out of the market.” As a result, the family found itself financially strapped for a year or so while Steve was in elementary school. His mother took a job as a bookkeeper for Varian Associates, a company that made scientific instruments, and they took out a second mortgage. One day his fourth-grade teacher asked him, “What is it you don’t understand about the universe?” Jobs replied, “I don’t understand why all of a sudden my dad is so broke.” He was proud that his father never adopted a servile attitude or slick style that may have made him a better salesman. “You had to suck up to people to sell real estate, and he wasn’t good at that and it wasn’t in his nature. I admired him for that.” Paul Jobs went back to being a mechanic. His father was calm and gentle, traits that his son later praised more than emulated. He was also resolute. Jobs described one exampl What made the neighborhood different from the thousands of other spindly-tree subdivisions across America was that even the ne’er-do-wells tended to be engineers. “When we moved here, there were apricot and plum orchards on all of these corners,” Jobs recalled. “But it was beginning to boom because of military investment.” He soaked up the history of the valley and developed a yearning to play his own role. Edwin Land of Polaroid later told him about being asked by Eisenhower to help build the U-2 spy plane cameras to see how real the Soviet threat was. The film was dropped in canisters and returned to the NASA Ames Research Center in Sunnyvale, not far from where Jobs lived. “The first computer terminal I ever saw was when my dad brought me to the Ames Center,” he said. “I fell totally in love with it.” Other defense contractors sprouted nearby during the 1950s. The Lockheed Missiles and Space Division, which built submarine-launched ballistic missiles, was founded in 1956 next to the NASA Center; by the time Jobs moved to the area four years later, it employed twenty thousand people. A few hundred yards away, Westinghouse built facilities that produced tubes and electrical transformers for the missile systems. “You had all these military companies on the cutting edge,” he recalled. “It was mysterious and high-tech and made living here very exciting.” In the wake of the defense industries there arose a booming economy based on technology. Its roots stretched back to 1938, when David Packard and his new wife moved into a house in Palo Alto that had a shed where his friend Bill Hewlett was soon ensconced. The house had a garage—an appendage that would prove both useful and iconic in the valley—in which they tinkered around until they had their first product, an audio oscillator. By the 1950s, Hewlett-Packard was a fast-growing company making technical instruments. Fortunately there was a place nearby for entrepreneurs who had outgrown their garages. In a move that would help transform the area into the cradle of the tech revolution, Stanford University’s dean of engineering, Frederick Terman, created a seven-hundred-acre industrial park on university land for private companies that could commercialize the ideas of his students. Its first tenant was Varian Associates, where Clara Jobs worked. “Terman came up with this great idea that did more than anything to cause the tech industry to grow up here,” Jobs said. By the time Jobs was ten, HP had nine thousand employees and was the blue-chip company where every engineer seeking financial stability wanted to work. The most important technology for the region’s growth was, of course, the semiconductor. William Shockley, who had been one of the inventors of the transistor at Bell Labs in New Jersey, moved out to Mountain View and, in 1956, started a company to build transistors using silicon rather than the more expensive germanium that was then commonly used. But Shockley became increasingly erratic and abandoned his silicon transistor project, which led eight of his engineers—most notably Robert Noyce and Gordon Moore—to break away to form Fairchild Semiconductor. That company grew to twelve thousand employees, but it fragmented in 1968, when Noyce lost a power struggle to become CEO. He took Gordon Moore and founded a company that they called Integrated Electronics Corporation, which they soon smartly abbreviated to Intel. Their third employee was Andrew Grove, who later would grow the company by shifting its focus from memory chips to microprocessors. Within a few years there would be more than fifty companies in the area making semiconductors. The exponential growth of this industry was correlated with the phenomenon famously discovered by Moore, who in 1965 drew a graph of the speed of integrated circuits, based on the number of transistors that could be placed on a chip, and showed that it doubled about every two years, a trajectory that could be expected to continue. This was reaffirmed in 1971, when Intel was able to etch a complete central processing unit onto one chip, the Intel 4004, tronic amplifier. “So I raced home, and I told my dad that he was wrong.” “No, it needs an amplifier,” his father assured him. When Steve protested otherwise, his father said he was crazy. “It can’t work without an amplifier. There’s some trick.” “I kept saying no to my dad, telling him he had to see it, and finally he actually walked down with me and saw it. And he said, ‘Well I’ll be a bat out of hell.’” Jobs recalled the incident vividly because it was his first realization that his father did not know everything. Then a more disconcerting discovery began to dawn on him: He was smarter than his parents. He had always admired his father’s competence and savvy. “He was not an educated man, but I had always thought he was pretty damn smart. He didn’t read much, but he could do a lot. Almost everything mechanical, he could figure it out.” Yet the carbon microphone incident, Jobs said, began a jarring process of realizing that he was in fact more clever and quick than his parents. “It was a very big moment that’s burned into my mind. When I realized that I was smarter than my parents, I felt tremendous shame for having thought that. I will never forget that moment.” This discovery, he later told friends, along with the fact that he was adopted, made him feel apart—detached and separate—from both his family and the world. Another layer of awareness occurred soon after. Not only did he discover that he was brighter than his parents, but he discovered that they knew this. Paul and Clara Jobs were loving parents, and they were willing to adapt their lives to suit a son who was very smart—and also willful. They would go to great lengths to accommodate him. And soon Steve discovered this fact as well. “Both my parents got me. They felt a lot of responsibility once they sensed that I was special. They found ways to keep feeding me stuff and putting me in better schools. They were willing to defer to my needs.” So he grew up not only with a sense of having once been abandoned, but also with a sense that he was special. In his own mind, that was more important in the formation of his personality. School Even before Jobs started elementary school, his mother had taught him how to read. This, however, led to some problems once he got to school. “I was kind of bored for the first few years
这是因为失主一般不会立即挂失手机号,而是会先打电话给被盗手机,试图挽救。 盗窃团伙就是利用这个稍纵即逝的空档,第一时间把手机卡拔出来插到自己手机上,随便打个电话发个短信,就窃取到了失主的手机号码。 这是成功的第一步。
第二,套取失主全部身份信息 仅仅拿到手机卡,并不能直接打开移动支付里的钱包。 而且,万一失主挂失手机号,岂不是竹篮打水一场空? 所以,失主的身份证信息就成了关键的第二步。 怎么操作呢?
犯罪分子充分证明了他们的专业能力。
他们打开社保局的APP,点击忘记密码,选择短信验证码登陆,这就打开了失主的电子社保卡账户。 账户里面,身份证号码、社保金融卡等银行卡信息一应俱全。 手机号+身份证信息在手,从此一路绿灯。 第三,反挂失 失主“老骆驼”意识到手机被偷后,很快就挂失了手机号码,并开始了一系列挽救措施,比如: 把手机银行里活期余额全部转出来,联系多家银行冻结借记卡、信用卡,把支付宝、微信上的资金转走,绑定的信用卡全删掉…… 但是,很快他就发现遇到高手了。 当天晚上,犯罪团伙偷偷把手机号解挂了。 在我们思维里,解挂需要本人拿着身份证去营业厅。 事实上,一个电话就能解决。 因为犯罪分子拿到手机号与身份证号后,随便编个“夫妻吵架”的理由,就能解除挂失状态。 这说明犯罪分子在作案前,已经把电信业务流程摸得一清二楚。
第四,解锁手机,登陆微信支付宝 我们上面说过,有了手机号+身份证信息就能一路绿灯,下一步就是解锁手机了。
犯罪团伙先打电话给移动运营商客服,修改服务密码,然后配合短信验证码,就能把手机厂商的密码改掉,最后解锁屏幕,进入手机。 很多人以为的钢铁防线,就这样被轻松突破。
打开手机后,他们就能登陆微信、支付宝,把失主挤下线。 第五,瞒天过海,成功套现 上面提到过,失主“老骆驼”是一位工作了十几年的安防专家,他第一时间把手机APP里面的钱转了出去,而且还解除了和银行卡的绑定。 但是,道高一尺魔高一丈,犯罪分子早已看穿了一切。 我们都知道,一个人可以有两个支付宝,犯罪分子正是抓住这一点,用失主的手机号和身份证注册了一个新支付宝。 支付宝要绑定银行卡或信用卡,此时失主已经冻结银行卡了,怎么办? 智者千虑,必有一失。 我们都有这样的经历,早年办了很多银行卡,有的丢了,有的找不到了,被遗忘的这些卡自然想不到去冻结。 另外,失主的信用卡绑定了ETC,如果冻结,高速都上不了,所以他保留了这张信用卡。 恰好,这两个漏洞全部被犯罪分子抓到了。 他们只需要手机号+身份证号码,在卡类管家等软件上一查,就能查到失主所有借记卡、信用卡账户。 他们用漏掉的信用卡绑定新注册的支付宝,设置一个连失主都不知道的支付密码,就能把你的卡刷爆。 当然,在“老骆驼”这起案件中,支付宝风控系统自动识别犯罪团伙异常操作,阻断了交易。 但是,第三方支付可不止支付宝一家,还有京东白条、美团支付、百度钱包、苏宁金融、360借条……几十家支付机构。
为了方便拉新,他们全部推出快速绑卡,只需一个身份证号+短信验证码,就能轻松绑定你的银行卡。 银行卡没钱没关系,网络借贷一大堆。 事实上,犯罪分子就是通过第三方APP绑卡,用失主名义申请贷款,再通过购买虚拟卡币和网络充值成功套现。
这意味着即使你把钱转出来了,但仍然逃不掉从天而降的债务。
2.
新一轮财产安全隐患来了! 有个事实大家可能不知道,“老骆驼”只是偷窃手机、盗刷银行卡受害者中的冰山一角。 目前,全国手机网民接近10亿,丢失手机引发的盗刷现象正在成为新一轮的财产安全隐患。 2019年9月,上海破获全国首起偷窃手机盗刷银行卡大案,从此之后,这种新型犯罪正式浮出水面。
当时,警方突然接到多起信用卡被盗刷的报案,一查,原来所有受害者手机都曾在四川被偷过。 犯罪团伙偷盗手机后首先解锁,再利用SIM卡在携程上找到失主身份证和银行卡信息,然后用身份信息致电运营商更改手机服务密码,取得了手机控制权。 等到失主补办手机号后,才发现银行卡被洗劫一空。 对比“老骆驼”案,真的是一样的手法,一样的配方。 今年国庆节,广西一名男子手机被盗,半天时间12万不翼而飞。
犯罪分子用同样方法破解了他的手机密码和支付密码,然后在京东买了25台苹果和华为手机,全部使用极速达。 当警察赶到收货地址,早已人去楼空。
360有一份统计数据,仅在2020年上半年,360就接到1561起手机盗刷举报,人均损失超过10000元。 毫无疑问,在移动支付高度便利的当下,手机在成为财产柜的同时,也成为了犯罪分子最垂涎的肥肉。
3.
复盘:10亿人的财产安全战争犯罪团伙的专业手法让人细思恐极。 回过头,我们来复盘一下他们教科书般的手段: 首先,一线小偷蹲点,挑选特定人群盗取手机,转交技术专员。 他们选择营业厅下班后,失主无法补卡的空档期电话解挂手机号,这就给团队争取到了一整晚的作案时间。 其次,技术专员负责窃取身份证、银行卡,修改手机厂商密码,解锁失主手机,全面夺取主动权。 紧接着,他们进入手机,转走银行卡、微信、支付宝所有余额。 最后,如果手机里面没有钱,那就用失主身份注册网贷账号,绑定银行卡。 成功贷款后,他们或者通过购买虚拟卡币套现,或者直接走手机银行转账。 各位发现没有,在这个过程中,犯罪团伙并没有拿枪指着谁,他们全程使用的都是正常业务操作。
这说明了什么? 说明了手机支付、移动支付里面隐藏了巨大的漏洞,比如解锁屏幕、便捷绑卡、验证码登陆等等,这些极其重要的屏障和操作,只要手机一丢,立马全部沦陷。 这就抛给了规则制定者一个问题: 在设计移动支付时,到底是安全重要,还是便捷第一位? 对他们来说,这值得反思,再反思。 那普通人要注意什么呢? 第一,手机不仅要设屏保密码,而且还要设SIM卡密码,这样犯罪团伙就没办法把卡拔下来继续用了。 第二,手机被盗不要心存幻想——第一时间挂失手机卡。我们开头说过,手机丢了可以再买,但是身份信息泄露,全部家当裸奔。 第三,手机里面千万不要留身份证和银行卡照片。 第四,平时不用的银行卡尽量注销,冻结银行卡的时候,一定要全部冻结,不给犯罪分子留任何机会。 最后,希望国家相关部门赶紧完善手机支付的风控监管规则,这涉及到10亿人数以万亿的财产,绝不是开玩笑的!
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